Earn competitive interest on eligible funds held in your hedge account while continuing normal trading operations.
Interest on hedge account funds is calculated daily and paid monthly, with no separate account or additional technical integration required.
Competitive interest rates across major currencies
Earn interest on available funds held in your hedge account in USD, EUR, GBP and PLN.
Rates may vary depending on the account currency, trading activity and individually agreed commercial terms.
Funds held in a hedge account are not always fully used to maintain open positions.
The Interest Plan allows eligible brokers and banks to earn additional interest on available Free Funds while keeping their capital within the same operational environment.
Agree the terms
The applicable conditions, trading activity requirements and interest rate are agreed individually.
Keep funds on your hedge account
Funds remain available in the existing hedge account and can continue to support normal trading operations.
Interest is calculated daily
The calculation is based on eligible Free Funds available at midnight CET/CEST.
Interest is paid monthly
Accrued interest is credited to the hedge account in the following month, subject to the agreed conditions.
No separate account
Eligible funds remain in the existing hedge account.
Daily interest calculation
Interest is calculated automatically based on available Free Funds.
Monthly payments
Accrued interest is credited directly to the hedge account.
Multi-currency coverage
The plan is available for USD, EUR, GBP and PLN.
No additional integration
The plan can be activated without changes to your setup.
Continued access to funds
Funds remain available to support trading and margin requirements.
The Interest Plan allows brokers and banks to earn competitive institutional interest on their hedge account balances. Interest is calculated daily and paid monthly.
Yes. Our solution is offered under a fully regulated and compliant framework, ensuring safety and trust for institutional partners.
The solution is designed for institutional clients such as brokers, banks, and financial institutions.
The interest plan is dedicated to institutional partners i.e. banks and brokers who want to make the most of their free funds.
It’s ideal for companies looking to generate additional revenue on inactive capital, without any operational changes or additional integration.
Yes. The interest rates are offered both for our existing active partners and for our new institutional clients.
The interest rates are offered for all our new clients without any turnover requirements.
After 3 months we will ask our partners to generate minimum turnover that will be set and discussed individually with each partner.
An active client is a partner who is actively utilizing XTB and X Open Hub solutions.
Once these conditions are fulfilled, the hedge account automatically qualifies for daily interest calculation.
No. Your funds stay on your hedge account, generating interest while you continue normal operations.
No, there is no minimum value of funds on a hedge account that triggers interest rates.
No, there is no maximum account value or maximum funds limit on the hedge account that stops from the interest rates calculation.
The current interest rates offer is published on the following website: https://institutional.xtb.com/hedge-account-interest/
The subject of the daily calculation are the Free Funds on the hedge account (Free Funds as for midnight CET/CES). In other words, the unused funds are working on our partners’ accounts.
1 Day Interest = Free Funds (as for midnight CET/CEST) * Interest Rate / 365 days
Yes. The Free Margin value taken from the history report from the hedge account shall be multiplied by the daily interest rate.
Interest is calculated automatically on a daily basis and credited to your account monthly.
Interest on an account depends on the trading activity from the previous month. Please review interest rate activation conditions or contact your Account Manager directly for insight.
The amount of interest booked on your hedge account depends on Free Funds available at the midnight CET/CEST, tax rate and interest rate. The latter one depends on the currency of your hedge account.
Please check if the activation conditions were met during the previous month. If those were fulfilled please contact your Account Manager directly.
The interest will be booked on your account with XTB within 10 working days of the next month.
Yes, the tax rate varies across countries, for more details please contact your Account Manager directly.